Common mis-conception:
That the WC system is “dead,” and WC is no longer available, or benefits have been taken away from injured workers.
Reality:
The WC system in alive and well in OK and is still here to help injured workers in OK; however, the WC is incredibly complex.
What are your rights:
You have the right to have a lawyer fighting for you and your family in this difficult time.
You have the right to get medical treatment for each of the parts of your body hurt in the accident.
You have the right to get a “second opinion” on each of the parts of your body hurt in the accident.
You have the right to get weekly TTD (temporary disability) checks while you are off work treating for your injuries.
You have the right to be reimbursed for any out-of-pocket expenses related to medical treatment for your injuries.
When you case is all over, you are entitled to monetary compensation for your permanent disability received because of the injury.
In some cases, you can even keep your medical treatment open after your case is over.
You have a right to your day in Court!
What you should do if you’re injured on the job:
Immediately stop working.
Immediately report the accident to your supervisor.
Ask to fill out and sign an “accident report.”
Request medical treatment right away.
If appropriate, take pictures of the scene of the accident or the equipment that you were operating when you were injured.
Call me!
What you should NEVER do:
Settle with the insurance company without talking to an attorney first.
Sign ANY documents that the insurance company wants you to sign.
Take any type of legal or medical advice from an insurance company.
NEVER accept “no” as an answer from the insurance company.
Can you “afford” an attorney:
WC attorneys only get paid if you win, and they get back after the case is over separately by the insurance companies.
If you don’t collect, you owe your attorney nothing.
Most important things to remember:
The insurance company is NOT your friend; however, they will pretend to be your friend in the beginning in the hopes that you will not contact any attorney to protect your rights.
The insurance company is NOT looking out for the best interest of your or your family. They are ONLY concerned with their bottom line and keeping as much money for themselves as possible.
The WC system can be very complicated with many potential pitfalls along the way. A lawyer will help you avoid those pitfalls and maximize your recovery.
NEVER sign or accept anything without first talking to a lawyer; remember, the insurance is NOT your friend.